Terms of Use

Reflect provides analytics, trader discovery, portfolio monitoring and copy-trading tooling for Polymarket prediction markets. Reflect is not Polymarket, a broker, dealer, exchange, custodian, wallet provider, investment adviser, portfolio manager, bookmaker or gambling operator.

We do not hold, control or custody your funds, private keys or wallets. We do not place orders on your behalf. Any trade or copy-trading instruction is initiated by you through your own wallet, your Polymarket account or a third-party interface. We do not guarantee that any instruction will be executed, executed at a particular price, or executed at all.

We use public Polymarket APIs and third-party infrastructure. Data may be delayed, incomplete, inaccurate or unavailable. The Service is provided for informational and operational convenience only.

You must be at least 18 years old (or the age of majority in your jurisdiction), have full legal capacity to enter into a binding contract, and use the Service only for lawful purposes.

You may use the Service only if you are located in, resident in and accessing the Service from a Permitted Jurisdiction, and you are not a Restricted Person. A “Permitted Jurisdiction” is any jurisdiction that is not a Restricted Jurisdiction and in which the Service may lawfully be offered. A “Restricted Jurisdiction” is any jurisdiction listed in Section 3 or otherwise prohibited by applicable law or sanctions. A “Restricted Person” includes any person or entity that is located in, resident in, incorporated in, or has its principal place of business in a Restricted Jurisdiction, any U.S. person, any person subject to sanctions, and any person acting for or on behalf of a Restricted Person.

We may require proof of identity, residence, age, source of funds or other information, and may refuse, suspend or terminate access at our sole discretion. You must not use VPNs, proxies, false location data or any other method to circumvent geographic restrictions.

The Service is not directed to, and may not be used by, any person or entity in a Restricted Jurisdiction. Restricted Jurisdictions include, without limitation:

The United States of America and its territories; Canada (including Alberta, British Columbia, Ontario and Quebec); the United Kingdom; France; Germany; Italy; Belgium; Poland; Portugal; Hungary; the Netherlands; Singapore; Thailand; Taiwan; Australia; Brazil; Japan; China; Argentina; Belarus; Burundi; the Central African Republic; the Democratic Republic of the Congo; Ethiopia; Cuba; Iran; North Korea; Syria; and the Crimea, Donetsk and Luhansk regions of Ukraine.

This list is illustrative and may change at any time. It also includes any jurisdiction that is subject to comprehensive sanctions or in which prediction markets, gambling, copy trading or the Service would be unlawful. You must independently check Polymarket’s geographic restrictions and the law of your jurisdiction before using the Service.

We may geoblock, refuse, suspend, restrict or terminate access to anyone we believe is in a Restricted Jurisdiction or is otherwise ineligible. We do not solicit, target or knowingly provide the Service to Restricted Jurisdictions. If you access the Service from a Restricted Jurisdiction, you do so in breach of these Terms and you indemnify us for all resulting losses, fines and claims.

Your access to Polymarket is governed by Polymarket’s own terms, policies and geographic restrictions. You are solely responsible for complying with them. Reflect is an independent service and is not endorsed by, affiliated with or sponsored by Polymarket.

Polymarket may block, restrict, close or reverse accounts or transactions, change its APIs, deny access or modify its rules at any time. We are not responsible for any such action or for any loss caused by Polymarket or another third party.

Wallets, API providers, USDC issuers, blockchain networks, analytics providers and other third-party services have their own terms and risks. You use them at your own risk.

You are responsible for your account credentials, devices, wallet, private keys, seed phrases and any wallet you connect. If you choose to connect a wallet through the Service, you may be asked for the wallet seed phrase and relayer credentials so that the execution service can derive and operate that wallet. These credentials are transmitted over an encrypted channel and must never be shared with anyone who is not acting for us.

You must provide accurate and complete information and keep it up to date. You are responsible for all activity under your account and for any wallet you link. Notify us immediately if you suspect unauthorised access.

The Service may require a prepaid USDC balance or a paid subscription. Prices are shown in USDC on Polygon and may change. A subscription is purchased for a fixed period and does not renew automatically unless expressly stated.

To top up, send the exact USDC amount shown to the treasury address displayed by the Service. Blockchain transactions are irreversible. We are not responsible for transfers sent to the wrong address, wrong network, rounded amount or from a wallet you do not control. Deposits are credited only after the required on-chain confirmations.

We may refuse, reverse, freeze or cancel credit for transactions that are fraudulent, erroneous, sanctioned, disputed, reversed or otherwise non-compliant. You are responsible for all taxes, fees and gas costs.

Except where required by mandatory law, purchased subscription periods and credited balances are non-refundable. We may refuse refunds where you have breached these Terms, accessed from a Restricted Jurisdiction, or used the Service unlawfully. Prepaid balances are service credits, not deposits, e-money or bank balances, and do not earn interest.

Copy-trading features allow you to configure mirrors, position sizes, limits, stop-loss and other risk controls. You are solely responsible for the traders you select, the suitability of any strategy, diversification and the amount of capital you risk.

We do not guarantee execution speed, price, liquidity, availability or that a copied trade will be placed. We may pause or disable copying, reject an instruction or apply limits to protect the Service, comply with law or manage risk.

Past performance is not indicative of future results. Prediction markets and copy trading involve a high risk of loss, including the loss of all capital.

You must not: violate any law, sanctions or export controls; access the Service from a Restricted Jurisdiction or use VPNs or proxies to do so; commit fraud, money laundering, terrorist financing or tax evasion; manipulate markets, wash trade or use material non-public information; use stolen funds; infringe intellectual property; hack, scrape, reverse engineer or overload the Service; impersonate any person; resell or redistribute the Service; or attempt to circumvent fees, limits or compliance controls.

We may investigate and report suspected unlawful activity to the relevant authorities and cooperate with law enforcement.

Reflect and its licensors own the Service, software, design, content, trademarks and all related intellectual property. We grant you a limited, revocable, non-exclusive, non-transferable licence to use the Service for your personal or internal business purposes in accordance with these Terms.

You may not copy, modify, distribute, sell, lease, reverse engineer or create derivative works from the Service. If you provide feedback, you grant us a perpetual, worldwide, royalty-free licence to use it.

The Service relies on public Polymarket data, blockchain data and third-party providers. Such data is provided “as is” and may be delayed, incomplete, inaccurate or unavailable. We do not warrant its accuracy, completeness, timeliness or fitness for any purpose.

To the maximum extent permitted by law, the Service is provided without warranties of any kind, whether express, implied or statutory, including merchantability, fitness for a particular purpose, title, non-infringement, availability, security or uninterrupted operation.

Prediction markets and copy trading involve substantial risk, including market, liquidity, execution, slippage, counterparty, smart-contract, wallet, stablecoin, blockchain, regulatory, tax and operational risk. You may lose all of your capital.

Regulatory action, geoblocking, account closure, API changes or Polymarket policy changes may prevent you from accessing or closing positions. You accept these risks and are solely responsible for your decisions.

To the maximum extent permitted by law, Reflect and its affiliates, officers, directors, employees, agents and suppliers will not be liable for any indirect, incidental, special, consequential, punitive or exemplary damages, or for lost profits, lost data, loss of goodwill, trading losses or business interruption, even if advised of the possibility.

To the maximum extent permitted by law, our aggregate liability arising out of or relating to the Service will not exceed the greater of (a) the fees you paid to us in the three months before the event giving rise to the claim and (b) USD 100.

Some jurisdictions do not allow certain limitations, so some of the above may not apply to you. Nothing in these Terms limits liability for fraud, wilful misconduct or any liability that cannot be limited by law.

You agree to indemnify, defend and hold harmless Reflect and its affiliates, officers, directors, employees, agents and suppliers from any claims, losses, liabilities, damages, fines, costs and expenses (including reasonable legal fees) arising from your use of the Service, your breach of these Terms, your access from a Restricted Jurisdiction, your violation of law or third-party rights, or your trading decisions.

We may suspend or terminate your access at any time, with or without notice, if we believe you have breached these Terms, are in a Restricted Jurisdiction, pose a legal, regulatory, sanctions, fraud or security risk, or if required by law or a third party. You may stop using the Service at any time.

On termination, your licence ends and we may delete or retain data in accordance with our Privacy Policy. Unused prepaid balances may be forfeited to the extent permitted by law where termination results from your breach; otherwise we may refund or credit them at our discretion, less any fees and amounts owed.

These Terms are governed by the laws of the jurisdiction in which the operator of Reflect is established, without regard to conflict-of-laws rules. The courts or arbitration body of that jurisdiction have exclusive jurisdiction, unless mandatory consumer law provides otherwise.

To the maximum extent permitted by law, you waive any right to participate in a class action or representative proceeding. Before starting formal proceedings, you agree to contact us and attempt to resolve the dispute in good faith.

We may update these Terms from time to time. The updated version will be posted on this page with a new “Last updated” date. Continued use of the Service after the effective date means you accept the updated Terms. Where required by law, we will provide additional notice.

If any provision is held invalid or unenforceable, the remaining provisions remain in full force. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our written consent; we may assign them in connection with a merger, acquisition or sale of assets. These Terms, together with the Privacy Policy and any additional terms shown in the Service, are the entire agreement between you and Reflect.

We are not liable for delays or failures caused by events beyond our reasonable control, including network failures, blockchain congestion, regulatory action, sanctions, war, civil unrest or natural disasters. Nothing in these Terms creates a partnership, agency, fiduciary or employment relationship. The English version of these Terms controls to the extent of any conflict with a translation.

Questions about these Terms or the Service can be sent through the Contact page. Legal notices must be sent to the contact address published there.